BLUE FLAME Credit Union Profile

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BLUE FLAME

Charter #64644 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (251) 450-4804

Fax: (251) 450-4890

Founding Date: N/A

Website: https://www.blueflamecreditunion.or

Personnel & Operations

President: McKeown, Patrick

Manager: Wiley, Jackie

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Mon-Fri 8:30-4:30

Credit Union Profile Summary

BLUE FLAME is a FISCU Credit Union. With a total of 779 members [1], this institution manages approximately $9,927,889 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.7% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.57% [1].

Financial Snapshot

Total Assets [1]
$9,927,889

Total economic resources.

Total Loans [1]
$3,988,691

Total value of outstanding loans.

Total Deposits [1]
$8,076,924

Total funds deposited by members.

Members [1]
779

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-10.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.99%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

220 Furr St

Mobile, AL, 36607

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by BLUE FLAME (Charter #64644).

Main Office

Main Main Office

Type: Corporate Office

220 Furr St

Mobile, AL 36607

Phone: (251) 450-4804

Services: Member Services

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