CAPE REGIONAL Credit Union Profile

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CAPE REGIONAL

Charter #64621 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (573) 334-7686

Fax: (573) 334-7919

Founding Date: N/A

Website: http://www.CAPEREGIONALCU.com

Personnel & Operations

President: Creutz, John

Manager: Cauble, James

FT Employees: 8

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Mon-Wed 8am-5pm THurs-Fri 8am-6pm Sat

Credit Union Profile Summary

CAPE REGIONAL is a FISCU Credit Union. With a total of 2,524 members [1], this institution manages approximately $19,468,107 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.93% [1].

Financial Snapshot

Total Assets [1]
$19,468,107

Total economic resources.

Total Loans [1]
$14,385,899

Total value of outstanding loans.

Total Deposits [1]
$17,793,412

Total funds deposited by members.

Members [1]
2,524

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.74%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2427 Cape Centre DR

Cape Girardeau, MO, 63703-5771
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CAPE REGIONAL (Charter #64621).

Main Office

Cape regional CU Main Office

Type: Corporate Office

2427 Cape Centre DR

Cape Girardeau, MO 63703-5771

Phone: (573) 334-7686

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Jackson

Fruitland Branch

Type: Branch Office

5721 US Highway 61

Jackson, MO 63755

Phone: (573) 388-2330

Services: Member Services, Drive-Thru

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