ALABAMA STATE EMPLOYEES Credit Union Profile

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ALABAMA STATE EMPLOYEES

Charter #64598 | NCUA Region 2 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (334) 420-7466

Fax:

Founding Date: N/A

Website: https://www.yourasecu.com

Personnel & Operations

President: Mills, Sharon

Manager: Watkins, Shannon

FT Employees: 118

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: M-F 8-5

Credit Union Profile Summary

ALABAMA STATE EMPLOYEES is a FISCU Credit Union. With a total of 40,050 members ^[1], this institution manages approximately $420,867,784 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.21% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.88% ^[1].

Financial Snapshot

Total Assets ^[1]

$420,867,784

Total economic resources.

Total Loans ^[1]

$256,918,386

Total value of outstanding loans.

Total Deposits ^[1]

$372,448,089

Total funds deposited by members.

Members ^[1]

40,050

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

68.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 5.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -7.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -8.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4217 Lomac St

Montgomery, AL, 36106

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 10 branches reported by ALABAMA STATE EMPLOYEES (Charter #64598).

Main Office

Operations Center Main Office

Type: Corporate Office

Type: Branch Office

825 Wilson St

Wetumpka, AL 36092

Phone: (334) 270-9011

Services: Member Services, ATM, Drive-Thru

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