URBANA MUNICIPAL EMPLOYEES Credit Union Profile

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URBANA MUNICIPAL EMPLOYEES

Charter #64568 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 337-0240

Fax: (217) 337-7010

Founding Date: N/A

Website: http://umecu-urbana.com

Personnel & Operations

President: BOSCH-WHITT, DEBORAH

Manager: Graver, Cathy

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 9 am - 3 pm

Credit Union Profile Summary

URBANA MUNICIPAL EMPLOYEES is a FISCU Credit Union. With a total of 761 members [1], this institution manages approximately $4,449,703 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.73% [1].

Financial Snapshot

Total Assets [1]
$4,449,703

Total economic resources.

Total Loans [1]
$3,386,053

Total value of outstanding loans.

Total Deposits [1]
$3,786,938

Total funds deposited by members.

Members [1]
761

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.93%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.73%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1606 Willow View Rd Ste 1O

Urbana, IL, 61802-7446
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by URBANA MUNICIPAL EMPLOYEES (Charter #64568).

Main Office

Main Office Main Office

Type: Corporate Office

1606 Willow View Rd Ste 1O

Urbana, IL 61802-7446

Phone: (217) 337-0240

Services: Member Services

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