UNCLE Credit Union Profile

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UNCLE

Charter #64482 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (925) 447-5001

Fax: (925) 447-8410

Founding Date: N/A

Website: http://WWW.UNCLECU.ORG

Personnel & Operations

President: Bothwell, Chung

Manager: ROUNDTREE, HAROLD

FT Employees: 99

PT Employees: 9

Designations & Ratios

MDI Status: No

RBC Ratio: 10.32%

Membership Type: 99

Branches: 7

Hours: 9-5 M-TH 9-6 F, 10-2 SAT

Credit Union Profile Summary

UNCLE is a FISCU Credit Union. With a total of 39,637 members ^[1], this institution manages approximately $773,995,905 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.26% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.33% ^[1].

Financial Snapshot

Total Assets ^[1]

$773,995,905

Total economic resources.

Total Loans ^[1]

$662,269,327

Total value of outstanding loans.

Total Deposits ^[1]

$675,946,253

Total funds deposited by members.

Members ^[1]

39,637

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

7.26%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

97.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 10.33%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 8.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2100 LAS POSITAS CT

LIVERMORE, CA, 94551-7301

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

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