HEARTLAND Credit Union Profile

Showing details for HEARTLAND Credit Union.

Home > IL > HEARTLAND

HEARTLAND

Charter #64441 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 726-8877

Fax: (217) 726-2157

Founding Date: N/A

Website: http://www.hcu.org

Personnel & Operations

President: Kiel, Jane

Manager: Lex, Tom

FT Employees: 77

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday - Saturday

Credit Union Profile Summary

HEARTLAND is a FISCU Credit Union. With a total of 35,038 members [1], this institution manages approximately $528,450,156 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.78% [1].

Financial Snapshot

Total Assets [1]
$528,450,156

Total economic resources.

Total Loans [1]
$377,516,221

Total value of outstanding loans.

Total Deposits [1]
$457,483,514

Total funds deposited by members.

Members [1]
35,038

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.95%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.52%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.72%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2213 W White Oaks Dr

Springfield, IL, 62704
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 4 branches reported by HEARTLAND (Charter #64441).

Main Office

Main Main Office

Type: Corporate Office

2213 W White Oaks Dr

Springfield, IL 62704

Phone: (217) 726-8877

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Springfield

North

Type: Branch Office

2712 E Sangamon Ave

Springfield, IL 62702

Phone: (217) 726-8877

Services: Member Services, ATM, Drive-Thru

Open in Directions

S. Grand

Type: Branch Office

1301 S Glenwood Ave

Springfield, IL 62704-3604

Phone: (217) 726-8877

Services: ATM, Drive-Thru

Open in Directions

St Joseph

Type: Branch Office

610 E Saint Joseph St

Springfield, IL 62703

Phone: (217) 585-1629

Services: Member Services, ATM, Drive-Thru

Open in Directions