WHITE RIVER Credit Union Profile

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WHITE RIVER

Charter #64421 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (802) 767-3333

Fax: (802) 767-3046

Founding Date: N/A

Website: http://www.whitercu.com

Personnel & Operations

President: West, Andrew

Manager: Dunham, Wanda

FT Employees: 10

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: M, T, W & Th 8:30 - 4:30 F - 8:30 - 5:00

Credit Union Profile Summary

WHITE RIVER is a FISCU Credit Union. With a total of 3,952 members [1], this institution manages approximately $51,549,722 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.70% [1].

Financial Snapshot

Total Assets [1]
$51,549,722

Total economic resources.

Total Loans [1]
$31,406,219

Total value of outstanding loans.

Total Deposits [1]
$44,874,766

Total funds deposited by members.

Members [1]
3,952

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

96 N Main St

Rochester, VT, 05767-9704
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by WHITE RIVER (Charter #64421).

Main Office

Main Office Main Office

Type: Corporate Office

96 N Main St

Rochester, VT 05767-9704

Phone: (802) 767-3333

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bethel

Bethel Branch

Type: Branch Office

330 N Main St

Bethel, VT 05032

Phone: (802) 234-9232

Services: Member Services

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Randolph

Randolph Branch

Type: Branch Office

40 Pinnacle Rd

Randolph, VT 05060

Phone: (802) 728-9228

Services: Member Services, ATM, Drive-Thru

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