TRAILHEAD Credit Union Profile

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TRAILHEAD

Charter #644 | NCUA Region 3 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (503) 220-2592

Fax: (503) 228-6770

Founding Date: N/A

Website: http://www.trailheadcu.org

Personnel & Operations

President: Starling, Adam

Manager: McCarthy, Jim

FT Employees: 35

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: 9:00 AM - 5:30 PM, MONDAY-FRIDAY

Credit Union Profile Summary

TRAILHEAD is a FCU Credit Union. With a total of 8,720 members [1], this institution manages approximately $157,809,325 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.41% [1].

Financial Snapshot

Total Assets [1]
$157,809,325

Total economic resources.

Total Loans [1]
$107,378,214

Total value of outstanding loans.

Total Deposits [1]
$144,444,272

Total funds deposited by members.

Members [1]
8,720

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.34%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

221 NW 2ND AVE STE 100

PORTLAND, OR, 97209-3959
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by TRAILHEAD (Charter #644).

Main Office

Trailhead CU Main Office

Type: Corporate Office

221 NW 2nd Ave Ste 100

Portland, OR 97209-3959

Phone: (503) 220-2592

Services: Member Services, ATM

Open in Directions

Additional Branches

Portland

Division Branch

Type: Branch Office

3354 SE Division St

Portland, OR 97202

Phone: (503) 220-2592

Services: Member Services, ATM

Open in Directions

Mississippi Branch

Type: Branch Office

3904 N Mississippi Ave

Portland, OR 97227

Phone: (503) 220-2592

Services: Member Services, ATM

Open in Directions