SUMMIT RIDGE Credit Union Profile

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SUMMIT RIDGE

Charter #64394 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (816) 272-6160

Fax: (816) 272-6266

Founding Date: N/A

Website: https://www.mysrcu.com

Personnel & Operations

President: Derks, Gerald (Gary)

Manager: Wardlow, Sharri

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:00AM-5:00PM M-F

Credit Union Profile Summary

SUMMIT RIDGE is a FISCU Credit Union. With a total of 1,787 members [1], this institution manages approximately $19,822,405 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.22% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -19.62% [1].

Financial Snapshot

Total Assets [1]
$19,822,405

Total economic resources.

Total Loans [1]
$10,487,057

Total value of outstanding loans.

Total Deposits [1]
$17,948,034

Total funds deposited by members.

Members [1]
1,787

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.22%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.91%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -19.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3485 NE RALPH POWELL RD

LEES SUMMIT, MO, 64064
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by SUMMIT RIDGE (Charter #64394).

Main Office

Summit Ridge Credit Union Main Office

Type: Corporate Office

3485 NE Ralph Powell Rd

Lees Summit, MO 64064

Phone: (816) 272-6160

Services: Member Services

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Additional Branches

Olathe

Systronincs Inc

Type: Corporate Office

14902 W 117th St

Olathe, KS 66062

Phone: (913) 829-9229

Services: None specified

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