JOURNEY Credit Union Profile

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JOURNEY

Charter #64361 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (515) 243-8735

Fax: (515) 243-4423

Founding Date: N/A

Website: http://www.journeycu.org

Personnel & Operations

President: Crow, Ted

Manager: Ballenger, Rachel

FT Employees: 15

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 9:00 am to 5:00 pm Monday - Thursday 9:00 a

Credit Union Profile Summary

JOURNEY is a FISCU Credit Union. With a total of 5,143 members [1], this institution manages approximately $92,631,653 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.85% [1].

Financial Snapshot

Total Assets [1]
$92,631,653

Total economic resources.

Total Loans [1]
$53,334,789

Total value of outstanding loans.

Total Deposits [1]
$76,867,878

Total funds deposited by members.

Members [1]
5,143

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.39%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1400 2nd Ave

Des Moines, IA, 50314-3403
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by JOURNEY (Charter #64361).

Main Office

1400 2nd Avenue Main Office

Type: Corporate Office

1400 2nd Ave

Des Moines, IA 50314-3403

Phone: (515) 243-8735

Services: Member Services, Drive-Thru

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Additional Branches

Des Moines

2930 SE 14th Street

Type: Branch Office

2930 SE 14th St

Des Moines, IA 50320-1121

Phone: (515) 282-3606

Services: Member Services, ATM, Drive-Thru

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