ACE Credit Union Profile

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ACE

Charter #64323 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (641) 424-6330

Fax: (641) 424-6330

Founding Date: N/A

Personnel & Operations

President: Grove, Kathy

Manager: Kay, Ellen

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday through Friday 8 am- 5 pm

Credit Union Profile Summary

ACE is a FISCU Credit Union. With a total of 785 members [1], this institution manages approximately $7,635,808 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.54% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -23.83% [1].

Financial Snapshot

Total Assets [1]
$7,635,808

Total economic resources.

Total Loans [1]
$1,749,267

Total value of outstanding loans.

Total Deposits [1]
$6,138,530

Total funds deposited by members.

Members [1]
785

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.54%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.96%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-23.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.63%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1028 14th St SE

Mason City, IA, 50401-6955

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ACE (Charter #64323).

Main Office

ACE Credit Union Main Office

Type: Corporate Office

1028 14th St SE

Mason City, IA 50401-6955

Phone: (641) 424-6330

Services: Member Services

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