AREA COMMUNITY Credit Union Profile
Showing details for AREA COMMUNITY Credit Union.
Credit Union Profile for: AREA COMMUNITY
AREA COMMUNITY
Headquarters Contact & Staff
Contact & Info
Phone: (701) 772-2690
Fax: (701) 775-4253
Founding Date: N/A
Website: http://www.gfaccu.com
Personnel & Operations
President: Vonesh, Jonathon
Manager: Johnston, Connie
FT Employees: 7
PT Employees: 2
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 99
Branches: 2
Hours: 7AM-6PM, LOBBY 9AM-6PM
Credit Union Profile Summary
AREA COMMUNITY is a FISCU Credit Union. With a total of 1,938 members [1], this institution manages approximately $27,140,675 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.59% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by AREA COMMUNITY (Charter #64294).
Main Office
Area Community Credit Union Main Office
2800 S Washington St
Grand Forks, ND 58201
Phone: (701) 772-2690
Services: Member Services, ATM, Drive-Thru