SOUTH CENTRAL MISSOURI Credit Union Profile

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SOUTH CENTRAL MISSOURI

Charter #64222 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (417) 469-6233

Fax: (417) 469-1101

Founding Date: N/A

Website: http://www.creditunionmo.com

Personnel & Operations

President: Elijah, Richard

Manager: Walker, Amy

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 6:30 a.m. - 4:00 p.m. Monday through Frida

Credit Union Profile Summary

SOUTH CENTRAL MISSOURI is a FISCU Credit Union. With a total of 1,946 members [1], this institution manages approximately $9,562,191 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -23.99% [1].

Financial Snapshot

Total Assets [1]
$9,562,191

Total economic resources.

Total Loans [1]
$3,587,525

Total value of outstanding loans.

Total Deposits [1]
$8,088,155

Total funds deposited by members.

Members [1]
1,946

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -23.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

901 E Main St

Willow Springs, MO, 65793
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SOUTH CENTRAL MISSOURI (Charter #64222).

Main Office

District 9 Highway Employees Credit Union Main Office

Type: Corporate Office

901 E Main St

Willow Springs, MO 65793

Phone: (417) 469-6233

Services: Member Services

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