LOVERS LANE Credit Union Profile

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LOVERS LANE

Charter #64208 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (816) 364-4000

Fax: (816) 364-4141

Founding Date: N/A

Personnel & Operations

President: Eddins, Jr, William

Manager: Buckles, Kristie

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY THRU FRIDAY 9-5

Credit Union Profile Summary

LOVERS LANE is a FISCU Credit Union. With a total of 1,038 members [1], this institution manages approximately $7,511,141 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.40% [1].

Financial Snapshot

Total Assets [1]
$7,511,141

Total economic resources.

Total Loans [1]
$6,920,069

Total value of outstanding loans.

Total Deposits [1]
$6,342,822

Total funds deposited by members.

Members [1]
1,038

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
109.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1502 S BELT HWY STE A

SAINT JOSEPH, MO, 64507-2203

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LOVERS LANE (Charter #64208).

Main Office

Lovers Lane Credit Union Main Office

Type: Corporate Office

1502 S Belt Hwy Ste A

Saint Joseph, MO 64507-2203

Phone: (816) 364-4000

Services: Member Services

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