NORTH IOWA COMMUNITY Credit Union Profile

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NORTH IOWA COMMUNITY

Charter #64191 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (641) 424-2281

Fax: (641) 424-6013

Founding Date: N/A

Website: http://WWW.NICCU.COM

Personnel & Operations

President: BROSZ, MARK

Manager: SHIPMAN, SCOTT

FT Employees: 26

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: MONDAY - FRIDAY 9AM - 6PM DRIVE THRU M-F 8

Credit Union Profile Summary

NORTH IOWA COMMUNITY is a FISCU Credit Union. With a total of 11,412 members [1], this institution manages approximately $121,932,609 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.69% [1].

Financial Snapshot

Total Assets [1]
$121,932,609

Total economic resources.

Total Loans [1]
$110,935,261

Total value of outstanding loans.

Total Deposits [1]
$109,637,776

Total funds deposited by members.

Members [1]
11,412

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.24%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
101.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

640 S FEDERAL AVE

MASON CITY, IA, 50401

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by NORTH IOWA COMMUNITY (Charter #64191).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

640 S FEDERAL AVE

Mason City, IA 50401

Phone: (641) 424-2281

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Indianapolis

Bradford Scott Data Corp

Type: Corporate Office

9465 Counselors Row

Indianapolis, IN 46240

Phone: (317) 713-2065

Services: None specified

Open in Directions

Mason City

NICCU WEST

Type: Branch Office

4063 4TH ST SW # A

Mason City, IA 50401

Phone: (641) 423-2281

Services: Member Services, ATM, Drive-Thru

Open in Directions