AUSTIN CITY EMPLOYEES Credit Union Profile

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AUSTIN CITY EMPLOYEES

Charter #64186 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (507) 433-6580

Fax: (507) 433-7632

Founding Date: N/A

Website: http://www.austincityecu.org

Personnel & Operations

President: Swenson, Melissa

Manager: Hansen, Marilyn

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Mon & Thur 8:30 - 4:30 T, W & F 8:30 - 2:3

Credit Union Profile Summary

AUSTIN CITY EMPLOYEES is a FISCU Credit Union. With a total of 779 members [1], this institution manages approximately $11,177,510 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.03% [1].

Financial Snapshot

Total Assets [1]
$11,177,510

Total economic resources.

Total Loans [1]
$6,758,172

Total value of outstanding loans.

Total Deposits [1]
$9,153,207

Total funds deposited by members.

Members [1]
779

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

711 4th Ave NE

Austin, MN, 55912
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by AUSTIN CITY EMPLOYEES (Charter #64186).

Main Office

ACECU Main Office

Type: Corporate Office

711 4th Ave NE

Austin, MN 55912

Phone: (507) 433-6580

Services: Member Services, Drive-Thru

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