UNIVERSITY Credit Union Profile

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UNIVERSITY

Charter #64171 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 828-4510

Fax:

Founding Date: N/A

Website: https://www.ucu.org

Personnel & Operations

President: Iadevaia, Norma

Manager: Nagahashi, Estela

FT Employees: 118

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 11.77%

Membership Type: 99

Branches: 4

Hours: M-F 9:00 AM - 5:00 PM

Credit Union Profile Summary

UNIVERSITY is a FISCU Credit Union. With a total of 57,653 members ^[1], this institution manages approximately $1,150,556,300 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.81% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.47% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,150,556,300

Total economic resources.

Total Loans ^[1]

$975,744,564

Total value of outstanding loans.

Total Deposits ^[1]

$977,535,330

Total funds deposited by members.

Members ^[1]

57,653

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

99.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 5.93%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1500 S Sepulveda Blvd

Los Angeles, CA, 90025

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by UNIVERSITY (Charter #64171).

St. Mary's Advisory Center

Type: Branch Office

1928 Saint Marys Rd

Moraga, CA 94556

Phone: (310) 478-2422

Services: Member Services, ATM

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