VALLEY Credit Union Profile

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VALLEY

Charter #64169 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (503) 364-7999

Fax: (503) 589-6219

Founding Date: N/A

Website: https://www.valleycu.org/

Personnel & Operations

President: Kansky, Rob

Manager: Force, Pat

FT Employees: 19

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:30 AM TO 5:00 PM

Credit Union Profile Summary

VALLEY is a FISCU Credit Union. With a total of 6,088 members [1], this institution manages approximately $110,457,386 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.93% [1].

Financial Snapshot

Total Assets [1]
$110,457,386

Total economic resources.

Total Loans [1]
$83,317,158

Total value of outstanding loans.

Total Deposits [1]
$95,951,879

Total funds deposited by members.

Members [1]
6,088

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2096 MISSION ST SE

SALEM, OR, 97302

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by VALLEY (Charter #64169).

Main Office

Main Branch Main Office

Type: Corporate Office

2096 Mission St Se

Salem, OR 97302

Phone: (503) 364-7999

Services: Member Services, ATM, Drive-Thru

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