HEARTLAND Credit Union Profile

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HEARTLAND

Charter #64168 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (651) 451-5160

Fax: (651) 451-4340

Founding Date: N/A

Website: http://www.heartlandcu.com

Personnel & Operations

President: Carlson, Rex

Manager: Harrington, Kathleen

FT Employees: 33

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 8am-5pm Monday - Wednesday 8am-5:30pm Thur

Credit Union Profile Summary

HEARTLAND is a FISCU Credit Union. With a total of 10,960 members [1], this institution manages approximately $178,560,172 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.00% [1].

Financial Snapshot

Total Assets [1]
$178,560,172

Total economic resources.

Total Loans [1]
$107,127,428

Total value of outstanding loans.

Total Deposits [1]
$150,540,451

Total funds deposited by members.

Members [1]
10,960

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5500 S Robert Trl

Inver Grove Hei, MN, 55077
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by HEARTLAND (Charter #64168).

Main Office

Main Office Main Office

Type: Corporate Office

5500 S Robert Trl

Inver Grove Heights, MN 55077

Phone: (651) 451-5160

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Arden Hills

LOL

Type: Branch Office

4001 Lexington Ave N

Arden Hills, MN 55126

Phone: (651) 451-5160

Services: Member Services, ATM

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Hugo

Hugo

Type: Branch Office

14727 Victor Hugo Blvd N

Hugo, MN 55038

Phone: (651) 451-5160

Services: Member Services, ATM, Drive-Thru

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New Prague

New Prague

Type: Branch Office

225 Chalupsky Ave SE

New Prague, MN 56071

Phone: (651) 451-5160

Services: Member Services, ATM, Drive-Thru

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