POSTAL & COMMUNITY Credit Union Profile

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POSTAL & COMMUNITY

Charter #64145 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (816) 279-5656

Fax: (816) 279-5660

Founding Date: N/A

Website: HTTP://WWW.YOURPCCU.ORG

Personnel & Operations

President: Mistek, Joe

Manager: Ryan, Tina

FT Employees: 12

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 9:00am to 4:30pm Monday - Thursday 9:00am

Credit Union Profile Summary

POSTAL & COMMUNITY is a FISCU Credit Union. With a total of 11,067 members [1], this institution manages approximately $85,791,688 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.13% [1].

Financial Snapshot

Total Assets [1]
$85,791,688

Total economic resources.

Total Loans [1]
$65,017,297

Total value of outstanding loans.

Total Deposits [1]
$77,433,697

Total funds deposited by members.

Members [1]
11,067

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.13%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.52%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3921 Oakland Ave

Saint Joseph, MO, 64506
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by POSTAL & COMMUNITY (Charter #64145).

Main Office

Postal & Community Credit Union Main Office

Type: Corporate Office

3921 Oakland Ave

Saint Joseph, MO 64506

Phone: (816) 279-5656

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Savannah

Postal & Community Credit Union

Type: Branch Office

402 S. Bus 71 Hwy

Savannah, MO 64485

Phone: (816) 324-1412

Services: Member Services, ATM, Drive-Thru

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