PEOPLES Credit Union Profile

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PEOPLES

Charter #64140 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (515) 832-6346

Fax: (515) 832-4877

Founding Date: N/A

Website: http://www.peoples-credit-union.com

Personnel & Operations

President: Hay, Jim

Manager: Hensley, Jordan

FT Employees: 21

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Mon-Thurs 8:30-4:30 Fri. 8:30-5:00 Sat. 9

Credit Union Profile Summary

PEOPLES is a FISCU Credit Union. With a total of 6,679 members [1], this institution manages approximately $91,630,616 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.58% [1].

Financial Snapshot

Total Assets [1]
$91,630,616

Total economic resources.

Total Loans [1]
$60,066,932

Total value of outstanding loans.

Total Deposits [1]
$81,141,221

Total funds deposited by members.

Members [1]
6,679

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.58%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

310 1st ST

Webster City, IA, 50595-2337
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by PEOPLES (Charter #64140).

Main Office

Main Office Main Office

Type: Corporate Office

310 1st ST

Webster City, IA 50595-2337

Phone: (515) 832-6346

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Fort Dodge

Fort Dodge

Type: Branch Office

1717 5th Ave S

Fort Dodge, IA 50501

Phone: (515) 573-8991

Services: Member Services, Drive-Thru

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Lehigh

Lehigh

Type: Branch Office

117 Main St

Lehigh, IA 50557

Phone: (515) 359-2550

Services: Member Services

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