VIRGINIA COOP Credit Union Profile

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VIRGINIA COOP

Charter #63965 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (218) 741-5644

Fax: (218) 749-4359

Founding Date: N/A

Website: http://www.vccu.org

Personnel & Operations

President: Henderson, Robert

Manager: Rausch, Donald

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:30am - 5:00pm Monday-Thrusday 8:30am -

Credit Union Profile Summary

VIRGINIA COOP is a FISCU Credit Union. With a total of 2,818 members [1], this institution manages approximately $42,940,256 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.38% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.25% [1].

Financial Snapshot

Total Assets [1]
$42,940,256

Total economic resources.

Total Loans [1]
$23,348,348

Total value of outstanding loans.

Total Deposits [1]
$38,580,468

Total funds deposited by members.

Members [1]
2,818

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.38%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.52%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

811 4th St N

Virginia, MN, 55792

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by VIRGINIA COOP (Charter #63965).

Main Office

Virginia Co-Op Credit Union Main Office

Type: Corporate Office

811 4th St N

Virginia, MN 55792

Phone: (218) 741-5644

Services: Member Services, ATM, Drive-Thru

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