ONE Credit Union Profile

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ONE

Charter #63923 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (802) 886-4228

Fax: (802) 886-1268

Founding Date: N/A

Website: http://www.onecu.org

Personnel & Operations

President: Taft, Jeffrey

Manager: SMITH, BRETT

FT Employees: 62

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 8

Hours: LOBBY HOURS MON-FRI 9 AM - 5 PM DRIVE-UP HO

Credit Union Profile Summary

ONE is a FISCU Credit Union. With a total of 18,574 members [1], this institution manages approximately $262,583,762 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.44% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.28% [1].

Financial Snapshot

Total Assets [1]
$262,583,762

Total economic resources.

Total Loans [1]
$190,854,741

Total value of outstanding loans.

Total Deposits [1]
$246,134,596

Total funds deposited by members.

Members [1]
18,574

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

380 RIVER ST

SPRINGFIELD, VT, 05156
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by ONE (Charter #63923).

Main Office

SPRINGFIELD OFFICE Main Office

Type: Corporate Office

380 RIVER ST

Springfield, VT 05156

Phone: (802) 886-4228

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Barre

BARRE OFFICE

Type: Branch Office

560 S BARRE RD

Barre, VT 05641

Phone: (802) 479-2836

Services: Member Services, ATM, Drive-Thru

Open in Directions

Chester

CHESTER OFFICE

Type: Branch Office

569 VT ROUTE 103 S

Chester, VT 05143

Phone: (802) 875-6591

Services: Member Services, ATM, Drive-Thru

Open in Directions

Claremont

CLAREMONT OFFICE

Type: Branch Office

5 KINNEY PL

Claremont, NH 03743

Phone: (603) 543-0222

Services: Member Services, ATM, Drive-Thru

Open in Directions

Essex Junction

Essex

Type: Branch Office

1 Market Pl

Suite 8

Essex Junction, VT 05452

Phone: (802) 879-7747

Services: Member Services

Open in Directions

Newport

NEWPORT OFFICE

Type: Branch Office

70 John Stark Hwy

Newport, NH 03773-1811

Phone: (800) 578-5024

Services: Member Services, ATM, Drive-Thru

Open in Directions

Springfield

CLINTON STREET

Type: Branch Office

55 CLINTON ST

Springfield, VT 05156

Phone: (800) 578-5024

Services: Member Services, Drive-Thru

Open in Directions

Vergennes

Vergennes

Type: Branch Office

7 Green St

Vergennes, VT 05491

Phone: (802) 877-3321

Services: Member Services

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