GALLATIN STEAM PLANT Credit Union Profile

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GALLATIN STEAM PLANT

Charter #63868 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (615) 230-4073

Fax: (615) 452-3603

Founding Date: N/A

Website: http://www.steamplantcu.org

Personnel & Operations

President: Cornwell, Joseph

Manager: Dennis, Will

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 8:00 AM - 3:00 PM

Credit Union Profile Summary

GALLATIN STEAM PLANT is a FISCU Credit Union. With a total of 642 members [1], this institution manages approximately $7,793,482 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.54% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.30% [1].

Financial Snapshot

Total Assets [1]
$7,793,482

Total economic resources.

Total Loans [1]
$4,691,913

Total value of outstanding loans.

Total Deposits [1]
$6,457,062

Total funds deposited by members.

Members [1]
642

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.54%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1499 STEAM PLANT RD

GALLATIN, TN, 37066

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by GALLATIN STEAM PLANT (Charter #63868).

Main Office

Gallatin Steam Plant Main Office

Type: Corporate Office

1499 Steam Plant Rd

Gallatin, TN 37066

Phone: (615) 230-4073

Services: Member Services

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