HORIZON Credit Union Profile

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HORIZON

Charter #63844 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (660) 385-8205

Fax: (660) 385-6662

Founding Date: N/A

Website: HTTP://WWW.YOURHCU.COM

Personnel & Operations

President: Fessler, Dennis

Manager: Lucas, Lara

FT Employees: 18

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday - Thursday 7:30 am - 4:30 pm Friday

Credit Union Profile Summary

HORIZON is a FISCU Credit Union. With a total of 6,197 members ^[1], this institution manages approximately $57,745,123 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.4% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.19% ^[1].

Financial Snapshot

Total Assets ^[1]

$57,745,123

Total economic resources.

Total Loans ^[1]

$38,702,213

Total value of outstanding loans.

Total Deposits ^[1]

$50,913,698

Total funds deposited by members.

Members ^[1]

6,197

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.73%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

76.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -3.19%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 3.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

310 N Missouri St

Macon, MO, 63552

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 2 branches reported by HORIZON (Charter #63844).

Main Office

Horizon Credit Union Main Office

Type: Corporate Office

310 N Missouri St

Macon, MO 63552

Phone: (660) 385-8205

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Kirksville