JEFFERSON CREDIT UNION Credit Union Profile

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JEFFERSON CREDIT UNION

Charter #63834 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (205) 444-4528

Fax: (205) 403-8350

Founding Date: N/A

Website: http://www.Jeffersoncreditunion.org

Personnel & Operations

President: Shorts, Johnathan

Manager: Morris, Richard

FT Employees: 22

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: M-T 8:30AM-5:00PM F 8:30AM - 6:00PM S 9:00A

Credit Union Profile Summary

JEFFERSON CREDIT UNION is a FISCU Credit Union. With a total of 8,423 members [1], this institution manages approximately $95,977,256 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 22.54% [1].

Financial Snapshot

Total Assets [1]
$95,977,256

Total economic resources.

Total Loans [1]
$53,317,941

Total value of outstanding loans.

Total Deposits [1]
$87,174,920

Total funds deposited by members.

Members [1]
8,423

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
21.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
22.54%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
22.68%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5261 Ross Bridge Pkwy

Hoover, AL, 35226

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by JEFFERSON CREDIT UNION (Charter #63834).

Main Office

Hoover Main Office

Type: Corporate Office

5261 Ross Bridge Pkwy

Hoover, AL 35226

Phone: (205) 444-4528

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Birmingham

Courthouse

Type: Branch Office

716 Richard Arrington Jr Blvd N

B-300 Courthouse

Birmingham, AL 35203

Phone: (205) 444-4528

Services: Member Services, ATM

Open in Directions

Hueytown

Hueytown

Type: Branch Office

3014 Allison Bonnett Memorial Dr

Suite 100 Allison Bonnett Plaza

Hueytown, AL 35023

Phone: (205) 444-4528

Services: Member Services, Drive-Thru

Open in Directions