MEMORIAL Credit Union Profile

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MEMORIAL

Charter #63802 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (423) 855-1770

Fax: (423) 855-0963

Founding Date: N/A

Website: http://www.memorialcreditunion.com

Personnel & Operations

President: Pope, Shaun

Manager: Rumph, Derrick

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday - Friday 8:30 a.m. - 4:00 p.m.

Credit Union Profile Summary

MEMORIAL is a FISCU Credit Union. With a total of 1,285 members [1], this institution manages approximately $7,095,427 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -19.64% [1].

Financial Snapshot

Total Assets [1]
$7,095,427

Total economic resources.

Total Loans [1]
$3,834,409

Total value of outstanding loans.

Total Deposits [1]
$6,091,494

Total funds deposited by members.

Members [1]
1,285

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -19.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6800 Longview Rd

Chattanooga, TN, 37421
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by MEMORIAL (Charter #63802).

Main Office

Memorial Credit Union Main Office

Type: Corporate Office

6800 Longview Rd

Chattanooga, TN 37421

Phone: (423) 855-1770

Services: Member Services, Drive-Thru

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Additional Branches

Chattanooga

Memorial Credit Union

Type: Branch Office

2525 Desales Ave Ste 100

Chattanooga, TN 37404

Phone: (423) 622-2379

Services: Member Services

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