LAND OF LINCOLN Credit Union Profile

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LAND OF LINCOLN

Charter #63716 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (217) 864-3030

Fax: (217) 864-3021

Founding Date: N/A

Website: https://www.llcu.org

Personnel & Operations

President: Brown, Antonio

Manager: Ares, Robert

FT Employees: 139

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 15

Hours: M, TU, TH LOBBY 8:30-5 DRI

Credit Union Profile Summary

LAND OF LINCOLN is a FISCU Credit Union. With a total of 35,434 members ^[1], this institution manages approximately $477,652,820 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.81% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.60% ^[1].

Financial Snapshot

Total Assets ^[1]

$477,652,820

Total economic resources.

Total Loans ^[1]

$340,754,810

Total value of outstanding loans.

Total Deposits ^[1]

$433,671,012

Total funds deposited by members.

Members ^[1]

35,434

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.81%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

78.57%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -8.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4850 E PROSPERITY PLACE

DECATUR, IL, 62521

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by LAND OF LINCOLN (Charter #63716).

Main Office

Prosperity Main Office

Type: Corporate Office

4850 E Prosperity Place

Decatur, IL 62521

Phone: (217) 864-3030

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Centralia

Type: Branch Office

Bloomington/Normal

Type: Branch Office

115 Susan Dr

Unit 1

Normal, IL 61761

Phone: (309) 827-8636

Services: Member Services

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Pana

Type: Branch Office

206 S Locust St

Pana, IL 62557

Phone: (217) 562-5531

Services: Member Services, ATM, Drive-Thru

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Springfield

Type: Branch Office

300 S Grand Ave W

Springfield, IL 62704-3716

Phone: (217) 528-0677

Services: Member Services, ATM, Drive-Thru

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Vandalia

Type: Branch Office

925 New York Dr

Suite 4

Vandalia, IL 62471

Phone: (618) 283-2088

Services: Member Services, ATM, Drive-Thru

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