MOUNTAIN RIVER Credit Union Profile

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MOUNTAIN RIVER

Charter #63704 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (719) 539-2968

Fax: (719) 539-0868

Founding Date: N/A

Website: http://www.mountainrivercu.org

Personnel & Operations

President: Short, Dan

Manager: Jones, Steve

FT Employees: 8

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: 8:30AM TO 5:00PM

Credit Union Profile Summary

MOUNTAIN RIVER is a FISCU Credit Union. With a total of 3,084 members [1], this institution manages approximately $30,965,268 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.04% [1].

Financial Snapshot

Total Assets [1]
$30,965,268

Total economic resources.

Total Loans [1]
$14,966,424

Total value of outstanding loans.

Total Deposits [1]
$28,574,101

Total funds deposited by members.

Members [1]
3,084

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.78%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.04%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

205 E 3RD ST

SALIDA, CO, 81201
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by MOUNTAIN RIVER (Charter #63704).

Main Office

Corporate Office Main Office

Type: Corporate Office

205 E 3rd St

Salida, CO 81201

Phone: (719) 539-2968

Services: Member Services

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Additional Branches

Alamosa

Alamosa Branch

Type: Branch Office

2437 Main St

Alamosa, CO 81101

Phone: (719) 589-2544

Services: Member Services, Drive-Thru

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Buena Vista

Buena Vista Branch

Type: Branch Office

28350 County Road 317 Unit 10

Buena Vista, CO 81211-9261

Phone: (719) 395-9104

Services: Member Services, Drive-Thru

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