STATEWIDE Credit Union Profile

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STATEWIDE

Charter #6369 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (601) 420-5535

Fax: (601) 420-5689

Founding Date: N/A

Website: http://www.statewidefcu.org

Personnel & Operations

President: Waller, Thomas

Manager: Bacon, Casey

FT Employees: 45

PT Employees: 12

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 4

Hours: 8:15am - 4:45pm

Credit Union Profile Summary

STATEWIDE is a FCU Credit Union. With a total of 23,182 members [1], this institution manages approximately $196,301,875 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.42% [1].

Financial Snapshot

Total Assets [1]
$196,301,875

Total economic resources.

Total Loans [1]
$116,228,777

Total value of outstanding loans.

Total Deposits [1]
$176,252,815

Total funds deposited by members.

Members [1]
23,182

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.46%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 5.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

295 E Layfair Dr

Flowood, MS, 39232-9527
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by STATEWIDE (Charter #6369).

Main Office

Statewide FCU Main Office

Type: Corporate Office

295 E Layfair Dr

Flowood, MS 39232-9527

Phone: (601) 420-5535

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Cleveland

Statewide FCU

Type: Branch Office

809 W Sunflower Rd

Cleveland, MS 38732-2549

Phone: (662) 843-7370

Services: Member Services, ATM

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Columbus

Columbus Branch

Type: Branch Office

1813 Highway 45 N

Columbus, MS 39705-2119

Phone: (662) 243-1181

Services: Member Services

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Starkville

Statewide FCU

Type: Branch Office

333 Highway 12 W

Starkville, MS 39759-3632

Phone: (662) 323-5020

Services: Member Services, ATM, Drive-Thru

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