DE SOTO MO PAC Credit Union Profile

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DE SOTO MO PAC

Charter #63507 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (636) 586-9922

Fax: (636) 586-5642

Founding Date: N/A

Website: http://www.desotomopaccu.com

Personnel & Operations

President: Pica, Richard

Manager: Thebeau, Melissa

FT Employees: 5

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 10am to 5pm Monday through Friday

Credit Union Profile Summary

DE SOTO MO PAC is a FISCU Credit Union. With a total of 1,719 members [1], this institution manages approximately $27,214,804 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.93% [1].

Financial Snapshot

Total Assets [1]
$27,214,804

Total economic resources.

Total Loans [1]
$19,488,374

Total value of outstanding loans.

Total Deposits [1]
$24,295,455

Total funds deposited by members.

Members [1]
1,719

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
23.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2082 Rock Rd

De Soto, MO, 63020-1052

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by DE SOTO MO PAC (Charter #63507).

Main Office

Main Office Main Office

Type: Corporate Office

2082 Rock Rd

De Soto, MO 63020-1052

Phone: (636) 586-9922

Services: Member Services, Drive-Thru

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