NORTH BAY Credit Union Profile

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NORTH BAY

Charter #63373 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (707) 584-0384

Fax: (707) 584-3811

Founding Date: N/A

Website: http://www.northbaycu.com

Personnel & Operations

President: Tramontin, Dominic

Manager: Brown, Darlene

FT Employees: 56

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 9:00 am - 4:00 pm M-F

Credit Union Profile Summary

NORTH BAY is a FISCU Credit Union. With a total of 2,850 members [1], this institution manages approximately $118,363,989 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 6.36% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.49% [1].

Financial Snapshot

Total Assets [1]
$118,363,989

Total economic resources.

Total Loans [1]
$106,068,508

Total value of outstanding loans.

Total Deposits [1]
$110,206,365

Total funds deposited by members.

Members [1]
2,850

Number of active members.

Performance Ratios

Net Worth Ratio [1]
6.36%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
96.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

397 Aviation Blvd

Santa Rosa, CA, 95403
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by NORTH BAY (Charter #63373).

Main Office

Main Office Main Office

Type: Corporate Office

397 Aviation Blvd

Santa Rosa, CA 95403

Phone: (707) 584-0384

Services: Member Services

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Additional Branches

Healdsburg

Healdsburg Branch

Type: Branch Office

1357 Healdsburg Ave

Healdsburg, CA 95448-3246

Phone: (707) 297-9699

Services: Member Services, ATM

Open in Directions

Rohnert Park

Rohnert Park Branch

Type: Branch Office

101 Golf Course Dr

Rohnert Park, CA 94928

Phone: (707) 755-2860

Services: ATM

Open in Directions

Sandy

CMC

Type: Corporate Office

8520 S Sandy Pkwy

Sandy, UT 84070-6422

Phone: (800) 262-3539

Services: None specified

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Sonoma

Sonoma Branch

Type: Branch Office

201 Nino Marco Sq

Sonoma, CA 95476

Phone: (707) 285-7733

Services: Member Services, ATM

Open in Directions