MULTI-STATES Credit Union Profile

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MULTI-STATES

Charter #63306 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (417) 820-2931

Fax: (417) 820-8011

Founding Date: N/A

Website: http://www.mymercycu.com

Personnel & Operations

President: Bos, Christopher

Manager: Rowden, Tammy

FT Employees: 21

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: LOBBY MON-FRI 8-5 DRIVE THRU MON-FRI 7-6

Credit Union Profile Summary

MULTI-STATES is a FISCU Credit Union. With a total of 14,821 members [1], this institution manages approximately $85,865,562 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.51% [1].

Financial Snapshot

Total Assets [1]
$85,865,562

Total economic resources.

Total Loans [1]
$66,262,040

Total value of outstanding loans.

Total Deposits [1]
$74,986,770

Total funds deposited by members.

Members [1]
14,821

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.50%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1444 E Sunshine St

SPRINGFIELD, MO, 65804-1238
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 6 branches reported by MULTI-STATES (Charter #63306).

Main Office

Main Office Main Office

Type: Corporate Office

1444 E Sunshine St

Springfield, MO 65804-1238

Phone: (417) 820-2931

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Fort Smith

Fort Smith AR

Type: Branch Office

7301 Rogers Ave

Fort Smith, AR 72903

Phone: (479) 314-6095

Services: Member Services

Open in Directions

Joplin

Joplin MO Branch

Type: Branch Office

100 Mercy Way

Joplin, MO 64804

Phone: (417) 556-6639

Services: Member Services, ATM

Open in Directions

Oklahoma City

Oklahoma City OK Branch

Type: Branch Office

4200 W Memorial Rd

Oklahoma City, OK 73120

Phone: (405) 752-3632

Services: Member Services, ATM

Open in Directions

Saint Louis

St Louis MO Branch

Type: Branch Office

621 S New Ballas Rd Ste 72B

Saint Louis, MO 63141-8235

Phone: (314) 251-4540

Services: Member Services, ATM

Open in Directions

Springfield

Springfield Hospital Branch

Type: Branch Office

1235 E Cherokee St

Springfield, MO 65804-2203

Phone: (417) 820-2932

Services: Member Services, ATM

Open in Directions