SAN MATEO CITY EMPLOYEES Credit Union Profile

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SAN MATEO CITY EMPLOYEES

Charter #6326 | NCUA Region 3 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (650) 522-7072

Fax: (650) 522-7071

Founding Date: N/A

Website: http://www.smcfcu.org

Personnel & Operations

President: Euchner, Bill

Manager: Yoshifuji, Steve

FT Employees: 0

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 0

Hours: 9 - 1

Credit Union Profile Summary

SAN MATEO CITY EMPLOYEES is a FCU Credit Union. With a total of 1,068 members [1], this institution manages approximately $34,759,561 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.40% [1].

Financial Snapshot

Total Assets [1]
$34,759,561

Total economic resources.

Total Loans [1]
$5,426,290

Total value of outstanding loans.

Total Deposits [1]
$28,903,260

Total funds deposited by members.

Members [1]
1,068

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.12%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
18.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-6.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-11.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

CREDIT UNION, 330 W 20TH AVE

SAN MATEO, CA, 94403

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by SAN MATEO CITY EMPLOYEES (Charter #6326).

Main Office

Credit Union Main Office Main Office

Type: Corporate Office

Credit Union

330 W 20th Ave

San Mateo, CA 94403

Phone: (650) 522-7072

Services: None specified

Open in Directions

Additional Branches

Flint

Fiserv

Type: Corporate Office

3031 Airpark Dr N

Flint, MI 48507

Phone: (810) 767-3661

Services: None specified

Open in Directions

San Mateo

City Hall

Type: Corporate Office

330 W 20th Ave

San Mateo, CA 94403

Phone: (650) 522-7072

Services: Member Services

Open in Directions