OTTAWA HIWAY Credit Union Profile

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OTTAWA HIWAY

Charter #63213 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (815) 434-8475

Fax: (815) 434-7274

Founding Date: N/A

Website: http://www.ottawahiwaycu.com

Personnel & Operations

President: Pohar II, Ronald

Manager: Spillett, Jennifer

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: MONDAY-FRIDAY 8-3

Credit Union Profile Summary

OTTAWA HIWAY is a FISCU Credit Union. With a total of 1,245 members [1], this institution manages approximately $15,684,542 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.27% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.50% [1].

Financial Snapshot

Total Assets [1]
$15,684,542

Total economic resources.

Total Loans [1]
$6,760,272

Total value of outstanding loans.

Total Deposits [1]
$13,272,673

Total funds deposited by members.

Members [1]
1,245

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.27%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

700 E NORRIS DR

OTTAWA, IL, 61350
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by OTTAWA HIWAY (Charter #63213).

Main Office

Ottawa Hiway Credit Union Main Office

Type: Corporate Office

700 E Norris Dr

Ottawa, IL 61350

Phone: (815) 434-8475

Services: Member Services

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Additional Branches

Dixon

Ottawa Hiway Credit Union

Type: Branch Office

819 Depot Ave

Dixon, IL 61021

Phone: (815) 284-5313

Services: Member Services

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