LINCOLN COUNTY Credit Union Profile

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LINCOLN COUNTY

Charter #63199 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 293-7771

Fax: (406) 293-3236

Founding Date: N/A

Website: http://www.lincolncountycu.com

Personnel & Operations

President: Reny, Jon

Manager: Beaty, Lindsay

FT Employees: 13

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M-F 8AM - 6PM S 9AM - 3 PM

Credit Union Profile Summary

LINCOLN COUNTY is a FISCU Credit Union. With a total of 5,675 members [1], this institution manages approximately $170,667,052 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.86% [1].

Financial Snapshot

Total Assets [1]
$170,667,052

Total economic resources.

Total Loans [1]
$68,349,677

Total value of outstanding loans.

Total Deposits [1]
$133,851,603

Total funds deposited by members.

Members [1]
5,675

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.86%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

714 W 6th St

Libby, MT, 59923
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by LINCOLN COUNTY (Charter #63199).

Main Office

LCCU Main Office Main Office

Type: Corporate Office

714 W 6th St

Libby, MT 59923

Phone: (406) 293-7771

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Troy

STEINS MARKET

Type: Branch Office

607 E Missoula Ave.

Troy, MT 59935

Phone: (406) 295-5569

Services: Member Services, ATM, Drive-Thru

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