IDAHO CENTRAL Credit Union Profile

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IDAHO CENTRAL

Charter #63194 | NCUA Region 3 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (208) 239-3000

Fax: (208) 239-3049

Founding Date: N/A

Website: http://www.iccu.com

Personnel & Operations

President: McIntier, Debbie

Manager: Worrell, Brenda

FT Employees: 1,875

PT Employees: 196

Designations & Ratios

MDI Status: No

RBC Ratio: 11.12%

Membership Type: 99

Branches: 62

Hours: Monday - Thursday 8:30 AM - 5:30 PM Friday

Credit Union Profile Summary

IDAHO CENTRAL is a FISCU Credit Union. With a total of 728,938 members ^[1], this institution manages approximately $13,271,155,853 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.42% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.91% ^[1].

Financial Snapshot

Total Assets ^[1]

$13,271,155,853

Total economic resources.

Total Loans ^[1]

$11,490,484,522

Total value of outstanding loans.

Total Deposits ^[1]

$11,855,867,125

Total funds deposited by members.

Members ^[1]

728,938

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.96%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

96.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 15.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 15.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 14.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4400 Central Way

Chubbuck, ID, 83202

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 48 branches reported by IDAHO CENTRAL (Charter #63194).

Main Office

Member Service Center Main Office

Type: Corporate Office

4400 Central Way

Chubbuck, ID 83202

Phone: (208) 239-3000

Services: None specified

IDAHO CENTRAL Credit Union Profile

IDAHO CENTRAL

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Member Service Center Main Office

Additional Branches

American Falls

Blackfoot

Boise

Burley

Caldwell

Chubbuck

Coeur D Alene

Eagle

Hayden

Idaho Falls

Jerome

Kuna

Lewiston

Meridian

Moscow

Nampa

Pierce

Pocatello

Post Falls

Rexburg

Spokane

Star

Twin Falls