RIMROCK Credit Union Profile

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RIMROCK

Charter #63183 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (406) 248-3685

Fax: (406) 248-3686

Founding Date: N/A

Website: http://www.rimrockcu.org

Personnel & Operations

President: Smith, Terry

Manager: McFadden, Wade

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:00 AM TO 5:30 PM

Credit Union Profile Summary

RIMROCK is a FISCU Credit Union. With a total of 3,368 members [1], this institution manages approximately $60,209,689 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.05% [1].

Financial Snapshot

Total Assets [1]
$60,209,689

Total economic resources.

Total Loans [1]
$16,518,957

Total value of outstanding loans.

Total Deposits [1]
$51,046,411

Total funds deposited by members.

Members [1]
3,368

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.36%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

952 CENTRAL AVE

BILLINGS, MT, 59102-5845

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RIMROCK (Charter #63183).

Main Office

Rimrock Credit Union Main Office

Type: Corporate Office

952 Central Ave

Billings, MT 59102-5845

Phone: (406) 248-3685

Services: Member Services, Drive-Thru

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