IMMACULATE HEART OF MARY Credit Union Profile

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IMMACULATE HEART OF MARY

Charter #63143 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 593-0591

Fax: (337) 593-0592

Founding Date: N/A

Personnel & Operations

President: Dauphin, J. Cedric

Manager: Gaines, Carol

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Mondays 4:30-6:30 p.m. Fridays 5 p.m. - 7

Credit Union Profile Summary

IMMACULATE HEART OF MARY is a FISCU Credit Union. With a total of 367 members [1], this institution manages approximately $633,312 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 30.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.32% [1].

Financial Snapshot

Total Assets [1]
$633,312

Total economic resources.

Total Loans [1]
$188,818

Total value of outstanding loans.

Total Deposits [1]
$442,392

Total funds deposited by members.

Members [1]
367

Number of active members.

Performance Ratios

Net Worth Ratio [1]
30.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.07%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

818 12th St

Lafayette, LA, 70501-6118

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by IMMACULATE HEART OF MARY (Charter #63143).

Main Office

IHM Credit Union Main Office

Type: Corporate Office

818 12th St

Lafayette, LA 70501-6118

Phone: (337) 593-0591

Services: Member Services

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