VISION ONE Credit Union Profile

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VISION ONE

Charter #63137 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (916) 363-4293

Fax: (916) 363-4298

Founding Date: N/A

Website: http://www.visionone.org

Personnel & Operations

President: Gutierrez, A. Nick

Manager: Schultz, Robert

FT Employees: 9

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday - Friday 8:00 - 5:30 PM (PT)

Credit Union Profile Summary

VISION ONE is a FISCU Credit Union. With a total of 1,549 members [1], this institution manages approximately $89,989,280 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.06% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.29% [1].

Financial Snapshot

Total Assets [1]
$89,989,280

Total economic resources.

Total Loans [1]
$77,363,433

Total value of outstanding loans.

Total Deposits [1]
$74,969,135

Total funds deposited by members.

Members [1]
1,549

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
103.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.25%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.29%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-7.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3279 Ramos Cir

Sacramento, CA, 95827-2500

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by VISION ONE (Charter #63137).

Main Office

Corporate/Main Main Office

Type: Corporate Office

3279 Ramos Cir

Sacramento, CA 95827-2500

Phone: (916) 363-4293

Services: Member Services

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