UNIVERSITY Credit Union Profile

Showing details for UNIVERSITY Credit Union.

Home > ME > UNIVERSITY

UNIVERSITY

Charter #63133 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (207) 889-8600

Fax: (207) 889-9086

Founding Date: N/A

Website: http://www.ucumaine.com

Personnel & Operations

President: Baillargeon, Steve

Manager: Ouellette, Renee

FT Employees: 103

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: Lobby: Mon-Wed 9-4; Thur-Fri 9-5 Driveup I

Credit Union Profile Summary

UNIVERSITY is a FISCU Credit Union. With a total of 31,252 members [1], this institution manages approximately $511,390,220 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.15% [1].

Financial Snapshot

Total Assets [1]
$511,390,220

Total economic resources.

Total Loans [1]
$398,109,160

Total value of outstanding loans.

Total Deposits [1]
$399,353,979

Total funds deposited by members.

Members [1]
31,252

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.50%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 7.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

15 Main St

Orono, ME, 04473
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 7 branches reported by UNIVERSITY (Charter #63133).

Main Office

15 Main Main Office

Type: Corporate Office

15 Main St

Orono, ME 04473

Phone: (207) 889-8600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Bangor

Bangor

Type: Branch Office

977 Union St

Bangor, ME 04401

Phone: (207) 992-2900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Farmington

Farmington

Type: Branch Office

154 High St

Farmington, ME 04938-1930

Phone: (207) 778-4011

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gorham

Gorham Campus

Type: Branch Office

37 College Ave

Brooks Student Center

Gorham, ME 04038

Phone: (207) 553-9259

Services: Member Services, ATM

Open in Directions

Orono

Memorial Union, U of M Campus, Orono

Type: Branch Office

5748 Memorial Un

University of Maine

Orono, ME 04469

Phone: (207) 889-8500

Services: Member Services, ATM

Open in Directions

Portland

Forest Avenue

Type: Branch Office

391 Forest Ave

Portland, ME 04101-2001

Phone: (207) 772-1906

Services: Member Services, ATM, Drive-Thru

Open in Directions

Presque Isle

Presque Isle

Type: Branch Office

181 Main St

Presque Isle, ME 04769

Phone: (207) 768-9624

Services: Member Services, ATM

Open in Directions