1ST GATEWAY Credit Union Profile

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1ST GATEWAY

Charter #63124 | NCUA Region 3 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (563) 243-4121

Fax:

Founding Date: N/A

Website: http://www.1stgateway.org

Personnel & Operations

President: Kennedy, Kerry

Manager: Drennen, Pat

FT Employees: 44

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 7

Hours: m-f 730-530 Sat 730-12

Credit Union Profile Summary

1ST GATEWAY is a FISCU Credit Union. With a total of 10,476 members ^[1], this institution manages approximately $165,750,019 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.13% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.89% ^[1].

Financial Snapshot

Total Assets ^[1]

$165,750,019

Total economic resources.

Total Loans ^[1]

$125,771,151

Total value of outstanding loans.

Total Deposits ^[1]

$142,322,245

Total funds deposited by members.

Members ^[1]

10,476

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

14.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

88.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.89%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.23%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2603 Camanche Industrial Park Dr

Camanche, IA, 52730-9500

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Type: Branch Office

2536 E Lincolnway

Sterling, IL 61081-3052

Phone: (815) 564-0367

Services: Member Services, ATM, Drive-Thru

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