802 Credit Union Profile

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802

Charter #62983 | NCUA Region 1 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (802) 479-9411

Fax: (802) 479-3533

Founding Date: N/A

Website: http://www.802cu.com

Personnel & Operations

President: Mobus, Jeff

Manager: Gammon, Sean

FT Employees: 111

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 9

Hours: M-W 8:30-5:00 Th-F 8:30-5:30

Credit Union Profile Summary

802 is a FISCU Credit Union. With a total of 37,296 members ^[1], this institution manages approximately $428,064,647 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.25% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.06% ^[1].

Financial Snapshot

Total Assets ^[1]

$428,064,647

Total economic resources.

Total Loans ^[1]

$321,904,164

Total value of outstanding loans.

Total Deposits ^[1]

$371,791,724

Total funds deposited by members.

Members ^[1]

37,296

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

86.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 10.06%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

265 S Main St

Barre, VT, 05641-4815

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 9 branches reported by 802 (Charter #62983).

Main Office

Barre/Main Office Main Office

Type: Corporate Office

White River Jct

Type: Branch Office

614 N Hartland Rd

White River Junction, VT 05001-4720

Phone: (802) 295-7805

Services: Member Services, ATM, Drive-Thru

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Windsor

Windsor Office

Type: Branch Office

160 Main St

Windsor, VT 05089

Phone: (802) 674-2508

Services: Member Services, ATM, Drive-Thru

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