ARIZONA CENTRAL Credit Union Profile

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ARIZONA CENTRAL

Charter #62881 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (602) 264-6421

Fax:

Founding Date: N/A

Website: http://www.azcentralcu.org

Personnel & Operations

President: DENKE, MARK

Manager: Lee, Brian

FT Employees: 165

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 11.6%

Membership Type: 99

Branches: 9

Hours: 9:00 AM to 5:30 PM M,T,T,F W: 10AM-5:30PM S

Credit Union Profile Summary

ARIZONA CENTRAL is a FISCU Credit Union. With a total of 47,871 members [1], this institution manages approximately $722,239,312 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.23% [1].

Financial Snapshot

Total Assets [1]
$722,239,312

Total economic resources.

Total Loans [1]
$580,696,711

Total value of outstanding loans.

Total Deposits [1]
$639,892,332

Total funds deposited by members.

Members [1]
47,871

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-50.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2020 N Central Ave Ste 200

Phoenix, AZ, 85004

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 11 branches reported by ARIZONA CENTRAL (Charter #62881).

Main Office

2020 Corporate Offices Main Office

Type: Corporate Office

2020 N Central Ave Ste 200

Phoenix, AZ 85004

Phone: (602) 264-6421

Services: ATM

Open in Directions

Additional Branches

Chandler

CHANDLER #5

Type: Branch Office

1805 W Chandler Blvd

Chandler, AZ 85224

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions

Flagstaff

FLAGSTAFF #4

Type: Branch Office

2521 N West St

Flagstaff, AZ 86004

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions

WOODLANDS #10

Type: Branch Office

1948 S Woodlands Village Blvd

Flagstaff, AZ 86001

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions

Glendale

BELL #6

Type: Branch Office

6901 W Bell Rd

Glendale, AZ 85308

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions

GLENDALE #9

Type: Branch Office

5552 W GLENDALE AVE

Glendale, AZ 85301

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions

Phoenix

2020 BRANCH #1

Type: Branch Office

2020 N CENTRAL AVE STE 100

Phoenix, AZ 85004

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions

Show Low

SHOWLOW #16

Type: Branch Office

4474 S WHITE MOUNTAIN RD

Show Low, AZ 85901-7725

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions

Tempe

FRIENDSHIP VILLAGE BR8

Type: Branch Office

2645 E Southern AVE

Tempe, AZ 85282-7649

Phone: (602) 264-6421

Services: Member Services, ATM

Open in Directions

Tempe #3

Type: Branch Office

4455 S Rural Rd

Tempe, AZ 85282

Phone: (602) 798-7103

Services: Member Services, ATM

Open in Directions

Tucson

INA #7

Type: Branch Office

2150 W INA RD

Tucson, AZ 85741

Phone: (602) 264-6421

Services: Member Services, ATM, Drive-Thru

Open in Directions