RAILROAD EMPLOYEES Credit Union Profile

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RAILROAD EMPLOYEES

Charter #62841 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (505) 864-4740

Fax: (505) 864-6904

Founding Date: N/A

Website: http://wwwbrecu.org

Personnel & Operations

President: PADILLA, HORACIO

Manager: Soto, Matthew

FT Employees: 12

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Monday - Friday 9:00 am - 5:00 pm

Credit Union Profile Summary

RAILROAD EMPLOYEES is a FISCU Credit Union. With a total of 3,622 members [1], this institution manages approximately $74,577,990 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.07% [1].

Financial Snapshot

Total Assets [1]
$74,577,990

Total economic resources.

Total Loans [1]
$48,210,023

Total value of outstanding loans.

Total Deposits [1]
$66,095,576

Total funds deposited by members.

Members [1]
3,622

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
72.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 16.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 10.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

300 N 6th St

Belen, NM, 87002
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by RAILROAD EMPLOYEES (Charter #62841).

Main Office

Belen Railway Employees Credit Union Main Office

Type: Corporate Office

300 N 6th St

Belen, NM 87002

Phone: (505) 864-4740

Services: Member Services, ATM, Drive-Thru

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