2 RIVERS AREA Credit Union Profile

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2 RIVERS AREA

Charter #62827 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (815) 935-2270

Fax: (815) 935-1310

Founding Date: N/A

Website: http://www.2riversacu.com

Personnel & Operations

President: Westover, Mary

Manager: Swanson, Danita

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 7:30-5:15 MONDAY THRU FRIDAY

Credit Union Profile Summary

2 RIVERS AREA is a FISCU Credit Union. With a total of 4,014 members [1], this institution manages approximately $24,130,905 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.57% [1].

Financial Snapshot

Total Assets [1]
$24,130,905

Total economic resources.

Total Loans [1]
$14,372,854

Total value of outstanding loans.

Total Deposits [1]
$21,241,663

Total funds deposited by members.

Members [1]
4,014

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.38%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

296 W JEFFERY ST

KANKAKEE, IL, 60901

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by 2 RIVERS AREA (Charter #62827).

Main Office

2 Rivers Area Credit Union Main Office

Type: Corporate Office

296 W Jeffery St

Kankakee, IL 60901

Phone: (815) 935-2270

Services: Member Services, ATM, Drive-Thru

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