WEST COMMUNITY Credit Union Profile

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WEST COMMUNITY

Charter #62801 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (636) 720-2400

Fax: (636) 720-2490

Founding Date: N/A

Website: http://www.westcommunitycu.org

Personnel & Operations

President: Murphy, Michael

Manager: Peach, Jason

FT Employees: 116

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 10

Hours: Lobby:MTTh 9:00 am - 5:00 pmW 10:00 am -

Credit Union Profile Summary

WEST COMMUNITY is a FISCU Credit Union. With a total of 32,456 members [1], this institution manages approximately $494,796,912 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.16% [1].

Financial Snapshot

Total Assets [1]
$494,796,912

Total economic resources.

Total Loans [1]
$402,908,541

Total value of outstanding loans.

Total Deposits [1]
$421,729,417

Total funds deposited by members.

Members [1]
32,456

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
95.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.16%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4161 Highway K

O Fallon, MO, 63368-8294
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by WEST COMMUNITY (Charter #62801).

Main Office

O'Fallon Main Office

Type: Corporate Office

4161 Highway K

O Fallon, MO 63368-8294

Phone: (636) 720-2400

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Columbia

Tigers Community Credit Union

Type: Branch Office

3310 Bluff Creek Dr Ste 101

Columbia, MO 65201

Phone: (573) 443-8452

Services: Member Services, ATM, Drive-Thru

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Tigers Credit Union

Type: Branch Office

308 S 9th St Ste 114

Columbia, MO 65201-5161

Phone: (573) 443-8462

Services: Member Services, ATM

Open in Directions

Florissant

Florissant

Type: Branch Office

18 Mullanphy Garden Shopping Ctr

Florissant, MO 63031-3412

Phone: (636) 720-2400

Services: Member Services, ATM, Drive-Thru

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Lake St Louis

Lake St. Louis

Type: Branch Office

101 Pond Fort Trl

Lake St Louis, MO 63367-4022

Phone: (636) 720-2400

Services: Member Services, ATM, Drive-Thru

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Saint Louis

Brentwood

Type: Branch Office

2345 S Brentwood Blvd

Saint Louis, MO 63144-2033

Phone: (636) 720-2400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kirkwood

Type: Branch Office

465 S Kirkwood Rd

Saint Louis, MO 63122-6119

Phone: (636) 720-2400

Services: Member Services, ATM

Open in Directions

RAY Building

Type: Branch Office

1222 Spruce St Rm 10.209

Saint Louis, MO 63103-2831

Phone: (636) 720-2400

Services: ATM

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