SOUTHWEST LOUISIANA Credit Union Profile

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SOUTHWEST LOUISIANA

Charter #62756 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (337) 477-9190

Fax:

Founding Date: N/A

Website: http://www.swlacu.com

Personnel & Operations

President: Collins, Robert

Manager: Miller, Chad

FT Employees: 60

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: Drive Thru -M - F 8:00am - 6:00pm Lobby M-F

Credit Union Profile Summary

SOUTHWEST LOUISIANA is a FISCU Credit Union. With a total of 18,974 members [1], this institution manages approximately $177,736,149 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.54% [1].

Financial Snapshot

Total Assets [1]
$177,736,149

Total economic resources.

Total Loans [1]
$142,220,869

Total value of outstanding loans.

Total Deposits [1]
$149,225,584

Total funds deposited by members.

Members [1]
18,974

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
95.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.54%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.14%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2255 E McNeese St

Lake Charles, LA, 70607

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by SOUTHWEST LOUISIANA (Charter #62756).

Main Office

McNeese Corporate Office Main Office

Type: Corporate Office

2255 E McNeese St

Lake Charles, LA 70607

Phone: (337) 477-9190

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Lake Charles

SWLACU Ryan Street Branch

Type: Corporate Office

4056 Ryan St

Lake Charles, LA 70605

Phone: (337) 477-9190

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sulphur

SWLACU Sulphur Office

Type: Branch Office

101 N Cities Service Hwy

Sulphur, LA 70663

Phone: (337) 477-9190

Services: Member Services, ATM, Drive-Thru

Open in Directions