NSP Credit Union Profile

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NSP

Charter #62733 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (651) 228-7668

Fax: (651) 228-7676

Founding Date: N/A

Website: http://www.mynspcu.org

Personnel & Operations

President: Cramer, Brandon

Manager: Yenni, Charlie

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:00am-4:30pm

Credit Union Profile Summary

NSP is a FISCU Credit Union. With a total of 2,755 members [1], this institution manages approximately $37,606,741 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.70% [1].

Financial Snapshot

Total Assets [1]
$37,606,741

Total economic resources.

Total Loans [1]
$20,109,288

Total value of outstanding loans.

Total Deposits [1]
$29,636,957

Total funds deposited by members.

Members [1]
2,755

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
67.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.91%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2303 White Bear Ave N, Suite A

Maplewood, MN, 55109

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by NSP (Charter #62733).

Main Office

Rice Street Main Office

Type: Corporate Office

825 Rice St

Saint Paul, MN 55117-5459

Phone: (651) 228-7668

Services: Member Services

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