FIRST MISSOURI Credit Union Profile

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FIRST MISSOURI

Charter #62716 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (314) 544-5050

Fax: (314) 544-1088

Founding Date: N/A

Website: http://www.1stmocu.org

Personnel & Operations

President: Stemmler, Michael

Manager: Poniewaz, Steve

FT Employees: 30

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: 9:00 AM - 5:30 PM M-Th 9:00 AM - 6:00 PM F

Credit Union Profile Summary

FIRST MISSOURI is a FISCU Credit Union. With a total of 7,853 members [1], this institution manages approximately $113,355,617 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.77% [1].

Financial Snapshot

Total Assets [1]
$113,355,617

Total economic resources.

Total Loans [1]
$85,654,061

Total value of outstanding loans.

Total Deposits [1]
$101,070,340

Total funds deposited by members.

Members [1]
7,853

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.17%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1690 Lemay Ferry Rd

Saint Louis, MO, 63125
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FIRST MISSOURI (Charter #62716).

Main Office

Main Office Main Office

Type: Corporate Office

1690 Lemay Ferry Rd

Saint Louis, MO 63125

Phone: (314) 544-5050

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Saint Louis

South County Branch

Type: Branch Office

4102 First Missouri CU Dr

Saint Louis, MO 63129

Phone: (314) 544-5050

Services: Member Services, ATM, Drive-Thru

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